I am writing this while at home, having incapacitated myself to some degree from overwork.
Yes, I really am that stupid.
I can tell you the financial history of any sector or geography, and how they balance each other out in a portfolio - but I can't seem to get 6 hours of sleep a night. Sorry for making you guys worry. I'm trying harder.
Articles like this potentially reflect badly on myself. It is often in such articles, rather than hard topic ones, that people make opinions of me both personally and professionally.
But from the very beginning, this blog has been a personal one - despite my love for Finance - and it's important for me to document such things fully and honestly.
There's been some things that I've been thinking about since the last time I wrote a business article, as well as some things that I've experienced.
...I will be skipping things like professional accomplishments, because they have been highlighted all year.
On Your Superiors and Authorities
I was promised by Head of Compliance that a personal blog like this one would be left alone, but recently I had to go through another round of speaking to higher authorities.
Apparently, I have been reported to MAS every single day for the last 4 months, by the SAME PERSON. Whoever is trying to kill me is extremely persistent and is probably reading this even now.
As a result, Compliance had no choice but to 'bring me in for questioning'.
Because absolutely none of these unfounded complaints have worked in sabotaging my career, it was laughable until I found out the intensity of how much this person wants me dead. It's a lot to take in - the idea that I've warranted so much hatred from one individual.
Every day for 4 months is an obsession, a strong personal malice. No one else has the patience otherwise.
I'm sure XiaXue gets death threats, but I didn't expect Money Maverick to even come anywhere close to the level where someone wants you dead personally and professionally. It's just my blog, for crying out loud.
So...I am not laughing anymore. This much, this evil person has at least accomplished.
My only clue of this person is that he/she clearly doesn't make a lot of money, or have anyone who loves him/her, otherwise they would do better things with their time.
Sadly, that's a good description of most of my haters, so there's no narrowing it down.
My fear is that MAS can be annoyed into taking action against me, even though all this person has done is take screenshots out of context. Some of the complaints made against me are so weak that it amazes me that they were even noted for a record at all.
Completely ludicrous and unfounded.
As you can see, the arguments are so weak-ass that only an authority figure without an ounce of common sense would consider taking it seriously just because of the high frequency of reports.
That is why I've been allowed to operate as normal.
But yes, it's been quite a pain. I'm not exactly recognized on the streets, which at least might make all this worthwhile if I had the raving fan base to go with the insane hating stalker.
It certainly feels like not managing it well might get in the way of work, if I'm honest. So I'm making sure it doesn't happen.
Unfortunately, there is simply no way to figure out who is out to kill me with a fake number and email address.
For the most part, a reporting system where I can keep getting anonymously complained about without the ability to discredit my aggressor is totally _________ stupid.
In relation to superiors, if you have any in business - or primary investors, you really want to see how far they will go for you. I'm starting to get that the answer in my current environment is 'Not Very Far'.
Because I am not primarily a businessman, my initial take was that you should roll with the person who supports you the most financially.
As I've aged, that seems to have changed a lot.
Even if you are in the 'losing position' - being the person who borrows investor's capital and not the other way round - you still want to work with people who believe in you and are willing to support you in some forms, not just the money. I would have understood this earlier if I had watched a bit more Shark Tank.
Having seen how my business and my brand has been treated in the last one and a quarter years, I've gotten an idea of what kind of superiors I need in my life -
a) whether my current ones have to evolve, or
b) whether I need new ones to build my business to the best it can be
After all, a Business evolves and they do what they have to. Whether its Seed Rounds or renegotiations or what not.
As for Compliance - I've spoken to my Compliance Department numerous times over the last year and a quarter and oftentimes I've found myself butting heads with them until recently.
Perhaps it takes a clear indication of a personal attack like this before I finally got things like 'benefit of the doubt'.
That being said, they deserve a ton of credit for putting up with both crap from the complaints as well as crap from me all this time. This last round of questioning was especially pleasant and considerate, and I feel like we're finally on the same page.
It may be too late, though.
On Kerri, My New Administrative Manager
Kerri has been with me only a few weeks doing most things that I don't like to do but realized was taking up a big chunk of my time.
Because she doesn't have her license yet (which she's already getting), she knocked out all the work that I'd backlogged for months...before being relegated to stupid crap like
a) Booking my Wild Wild Wet tickets
b) Transcribing for my Book, that I'm writing for Money Maverick Prestige
c) Sorting through my Receipts
d) Printing things that I think I'll read which I probably won't
It turns out that while I was in need of a full timer, prior to her getting her license - I really only need her for 15 - 25 hours in a week. Sometimes less.
By the time she addresses the majority of the PDPA stuff and follows me around for other things, I'll only need her for 25 - 40 hours a week, maximum. Probably less.
Most business owners would probably only hire such full time help if they were overwhelmed by a lot more. For myself, perhaps I overestimated how efficient someone can be when they don't have multi-roles like myself...
...because Kerri only needs to fully focus on admin, she actually completes Administrative Work faster than I do. I trained her for a couple of days, have had her for like 3 weeks and I've been doing admin crap for over 4 years. Go Figure.
Even now as I type this, poor Kerri is working behind me trying to be really useful, but I know she's run out of essential work assignments that I gave her that won't violate PDPA.
Now she's literally picking out my most photogenic photos for the company from my Facebook for an article on me. It's such a waste of her operational ability.
So I do see that Kerri smiles a bit more and answers messages from her boyfriend a bit more than the first two weeks, but for the most part I don't really mind since she wraps up all my crap when I ask her to, and on time. Can't really complain about the quality of her work either. I think I had the good fortune of continually experiencing frustration when my supervisor back during my internship 8 years ago kept mouthing off at me - even though I would finish assignments hours, or days in advance.
So Kerri can really do whatever she wants as long as she gets work done. This is one of the few things I actually know how to do as a new employer. That being said, most days I find myself trying to come up with excuses for why I'm presently not maximizing the hours I have her on for, so...lesson learnt.
I'll be using Kerri as a strong benchmark for future hires - that not everyone will be so wildly untalented as me administratively, and I may not need so many hours from them.
I am really fortunate that Kerri is quite committed, focused and efficient - and I imagine it'll be quite hard for future hires to follow suit. I hope this lull period doesn't spoil her though.
On Erdem and The Other Kids
I have other kids who are taking papers now - my personal favorite, Joyce - is the one who I have the least Face-time with, sadly.
I think the reason I can say that (I have a favorite) so blatantly is because she's the one who wants to work with me the most by far, while everyone else still appears to be 50 or 60% onboard at best. My transparent nature has also made it clear that I have a vested interest in their performance and they're welcome to leave any-time if they don't want to get with the program.
Personally, I'm a big believer of hard work and I have a way I want things done to breed responsibility towards clients, and gratitude for business. You can't work smart from the get go unless you have resources, and it tends to make for spoiled rich kids anyway.
So I spent a lot of my time worrying about them, but especially Joyce - in relation to what she will specialize in and why, and how to really take control of her career and give her a better life.
Honestly,