The way I see Early Critical (ECI) is that it's a way of evening out the odds. As tech advances, the average Singapore life expectancy also improves. People die older and live with weakened immunity systems longer (8 out of your 82 years of your life, in fact). Throw in Singapore's stress levels and increasingly drug-resistant diseases and you have increased rates of critical illnesses such as cancer and cardiovascular conditions. A study showed that only 20% of working adult