It’s only coming to a 3-year period, but my investing methodology and principles can hardly be called unsuccessful – at least, for now. I was never particularly intelligent - but you can grind sports like you do investing, and I'm quite a grinder. And eventually you face a point where investment skill and knowledge becomes a moral question. Is it your responsibility to give back when you can? Is it immoral to charge a fee for your service? If you're on Seedly, it's not uncomm

It was yesterday. I was initially wrote a highly technical article with a comparison between an Early Critical Illness Insurance (ECI) Private plan VERSUS a very popular Group Term Insurance ECI… …However, the end product turned out really skewed and it could actually be summarized in two paragraphs. It wasn’t great content. It was a blunder. With about 32 hours to write a new article from scratch, it did make me think about the many blunders throughout my career. While it ha

Debating Active vs Passive management, Term vs Whole Life and more. The first time I heard the name Christopher Tan was not a good time. I was about four months in, two years ago - still a new consultant, enthusiastically trying to be the best there ever was. Because I had no skills and a leg injury, I read (red) a lot. And Manulife’s new whole life insurance product - had just come out a month back and it seemed like the most spectacular thing. It would be to Whole Life Insu