Opinion 3/11

Jun 17, 20214 min read

I Made a Whole Life Plan MUCH 'Cheaper' (?) than a Term Plan

I'm going to provide some potential evidence for why 'Term Insurance' only attitudes are frankly, ridiculous. Maybe its because the...

May 26, 20214 min read

Why You Should Be Cautious of Investments Promising MUCH MORE Than 10% (especially without context)

Recently I was confronted by a prospect who basically mocked me, saying that my benchmark of 8% was too low and he could get better...

1,031 views0 comments

May 19, 20217 min read

A (Very) Small Peek Into Money Maverick's Personal Portfolio - The Problem with FIRE Pundits

I had a very enjoyable talk with a client recently. She wanted to pursue FIRE [Financial Independence Retire Early - the art of having...

2,127 views0 comments

May 5, 20216 min read

All My Participating Policies Are DROPPING THEIR BONUSES: Why? [RBC2 and solutions]

MAYBE only older people would have noticed - especially the ones who frequent banks, but they could probably see that their policies have...

1,848 views3 comments

Apr 18, 20218 min read

Which Level Of The 10 Levels of Investing Are You At? Consider An Investment Specialist.

Otherwise known as: a) Why Someone Who Has Investment Experience Should Still Consider Using a Financial Consultant, or b) How I made my...

1,174 views0 comments

Mar 17, 20216 min read

How to Lose All Your Capital through P2P or Venture Capital(CoAssets, Gobear), 1M65 SG stocks, etc

In my attempt to behave myself whilst my reference check is being conducted, I've simply been doing business preparatory work. Being...

Mar 3, 20215 min read

What People Keep Getting Wrong About Annualized Returns (and why they can't get 8%).

I ALWAYS get questions about 8% returns. Aside from being a lucky Chinese number, it also tends to be the most common illustration by...

1,420 views0 comments

Feb 10, 20217 min read

Greedy Doctors, Overpaid Agents, or Kiasu Patients? What is Wrong with Integrated Plans? - Rebuttal

So this article came out recently, and it was even more annoying than Investment Moat's 'The True Reason to Choose Term Life Insurance...

1,061 views0 comments

Jan 27, 20215 min read

Is My Policy Affected By An Insurance Company Being Bought Over? (and other related questions)

A lil hullaboo was caused last year over Aviva's sale to SingLife - and a even bigger hullaboo was caused recently when a Financial...

1,047 views0 comments

Jan 20, 20216 min read

How to Double Your Income Every 5 Years (especially for Employees) - An Article to Kickstart 2021

I actually was supposed to write this...over a year ago. Some of my more loyal readers may remember. You may be wondering why Money...

1,065 views1 comment