What People Keep Getting Wrong About Annualized Returns (and why they can't get 8%).
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I ALWAYS get questions about 8% returns. Aside from being a lucky Chinese number, it also tends to be the most common illustration by...


- Feb 10, 2021
- 7 min
Greedy Doctors, Overpaid Agents, or Kiasu Patients? What is Wrong with Integrated Plans? - Rebuttal
So this article came out recently, and it was even more annoying than Investment Moat's 'The True Reason to Choose Term Life Insurance...
1,051 views0 comments


- Jan 27, 2021
- 5 min
Is My Policy Affected By An Insurance Company Being Bought Over? (and other related questions)
A lil hullaboo was caused last year over Aviva's sale to SingLife - and a even bigger hullaboo was caused recently when a Financial...
1,035 views0 comments


- Jan 20, 2021
- 6 min
How to Double Your Income Every 5 Years (especially for Employees) - An Article to Kickstart 2021
I actually was supposed to write this...over a year ago. Some of my more loyal readers may remember. You may be wondering why Money...
1,043 views1 comment


- Jan 10, 2021
- 7 min
Money Maverick 2021: I Resigned From The Financial Services Industry
I'm writing this on the 7th of January, 2021. It's been quite possibly, one of the hardest weeks in my entire life. As I type these words...
5,249 views0 comments

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- Dec 28, 2020
- 7 min
How I Manage My Christian Faith and My Love For Money [A Christmas Article on Financial Focus]
"No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other....
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- Dec 18, 2020
- 4 min
How a Great ILP Fund Fell - Fortress Fund A (A Review)
When I first joined the industry and realized how much I love investing, I was still a wide-eyed kid at the time. I didn't know back...
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- Dec 12, 2020
- 11 min
I Got Reported to MAS Over 120 Times! (by the same person) - Business Analysis, Personal Update
I am writing this while at home, having incapacitated myself to some degree from overwork. Yes, I really am that stupid. I can tell you...
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- Dec 10, 2020
- 4 min
Why CPFIS Failed Before (and why it wont fail now)
Last week, I wrote an article on CPFIS Funds. As usual, some morons people were critical that past performance doesn't equal to future...
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- Nov 30, 2020
- 4 min
4 CPFIS-OA Funds With 7% Historical Annualized Returns Or Higher
A few days ago, I got a message from my client. The client was curious as to his own investment returns, so he checked, sent me back a...
4,032 views0 comments
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